Our Guarantee

Money-Back Guarantee

If our investigation finds nothing, you get a refund. We stand behind our work because we know what we are looking for.

100% Refund If We Find Nothing

We offer a money-back guarantee on our investigations. If we conduct a full investigation and find no irregularities, defects, breaks, or problems in your mortgage documentation, you receive a full refund.

Why do we offer this? Because we know what we are looking for. In 12+ years of forensic mortgage investigation, we have found that the vast majority of mortgages that went through securitization have documentation issues. The question is not whether problems exist, but where they are and how serious.

What qualifies as "finding something"? Any documented irregularity counts: a missing assignment, a backdated document, a broken endorsement chain, a MERS inconsistency, a PSA violation, or any other defect that could affect the enforceability of the mortgage.

How does the refund work? Simple. If our report contains zero findings, contact us and we refund the full investigation fee. No hoops, no arguments.

Full Refund

If we find zero irregularities, you get your money back. No partial refunds, no prorated credits.

No Hoops

Contact us, we refund. No complicated claim process or multi-step verification.

Honest Assessment

We do not manufacture problems to justify our fee. If there is nothing to find, we say so.

Licensed Professional

Our guarantee is backed by a state-licensed PI. We are accountable to the state, not just to you.

The money-back guarantee applies to the investigation fee only. It does not cover third-party costs (county recording fees, document retrieval fees). If our investigation finds any irregularity, defect, or break in your mortgage documentation, the guarantee does not apply. "Finding nothing" means our report contains zero documented irregularities.

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