Frequently Asked Questions

We are a licensed Texas Private Investigator firm specializing in forensic mortgage investigation. We trace chain of title, analyze securitization, investigate mortgage fraud, and produce court-ready reports and sworn affidavits for homeowners and attorneys.

No. We are an investigative service, not a law firm. We do not provide legal advice. We work with your attorney to provide investigative findings, reports, and sworn affidavits that support your legal case.

We are based in Texas but serve clients nationwide. Mortgage documentation issues are not limited to any one state, and our investigative methods work across jurisdictions.

Texas Private Investigator License #A20449. You can verify this through the Texas Department of Public Safety.

A licensed Private Investigator can produce sworn affidavits that are admissible in court. Non-licensed "audit mills" cannot. Our findings carry legal weight because we operate under a state license with professional accountability.

Yes. As a licensed PI, I can swear to my findings under oath. A sworn affidavit is admissible in court. This is the single most important difference between MCI and non-licensed services.

Yes. Our investigative findings have been cited in court proceedings. This is a level of credibility that non-licensed services cannot match.

Chain of title analysis traces every transfer, assignment, and endorsement of your mortgage from origination to today. We identify breaks, gaps, backdated documents, and missing assignments that may invalidate foreclosure.

A securitization audit is a deep analysis of whether your mortgage was properly transferred into an investment trust. We analyze PSA compliance, trust closing dates, assignment timing, endorsement chains, and REMIC status. Includes a sworn affidavit.

Chain of title traces transfers of your mortgage. A securitization audit goes deeper, analyzing whether the mortgage was properly transferred into a trust and whether trust rules were followed. Securitization audits include a sworn affidavit.

A MERS audit analyzes whether MERS (Mortgage Electronic Registration System) entries are consistent with actual recorded assignments and endorsements. Inconsistencies can indicate documentation defects.

Chain of title analysis: $500-$1,500. Securitization audit: $1,500-$5,000. Other services are custom quoted based on complexity. Free consultation to determine what you need.

Chain of title analysis: 5-10 business days. Securitization audit: 2-3 weeks. Other services vary. We provide a timeline estimate during your free consultation.

Yes. If our investigation finds nothing, you get a refund. We stand behind our work because we know what we are looking for.

Your mortgage, promissory note, deed of trust, and any assignment documents. If you do not have them, we can help you obtain them from public records.

Yes. We work directly with foreclosure defense attorneys across the country. Our reports and affidavits are formatted for court filing. Many attorneys refer clients to us.

You receive a detailed report (and sworn affidavit if applicable). We are available to discuss findings with your attorney. We can also provide testimony if needed.